Be paid to shop
You can earn 5 per cent cashback on your first three months spending with your American Express Platinum Cashback Everyday card, capped at £100. Then the rate falls to 0.5 per cent on spending up to £10,000 and is 1 per cent above that.
Lloyds Bank Mastercard gives a £20 bonus when you spend more than £1,000 in the first 90 days, 0.25 per cent cashback on all spending up to £4,000 and 0.5 per cent after that.
Websites such as Topcashback or Quidco pay you to shop through them. This can be particularly lucrative if you are buying big-ticket items or changing insurance, phone, TV or broadband companies. This week Topcashback paid up to £55 if you shopped at EE